First-Time Home Buyer Guide — 10 Things Every Buyer Must Know

1️⃣ Decide Your Budget Before Seeing Property

Emotional decisions se avoid karo.
Make your budget range → Example: 70–90 Lakhs

2️⃣ Choose the Right Location

• Work distance
• School proximity
• Metro future plans
• Rental ROI

3️⃣ Check RERA Registration

RERA ID check karna mandatory hai.
Yeh ensure karta hai builder fraud-free hai.

4️⃣ Understand Carpet Area vs Built-up

Many buyers get confused.
Carpet area = actual usable area
Always compare on carpet.

5️⃣ Loan Eligibility Check

Salaried buyers: 80–90% loan mil jata hai
Check CIBIL before applying.

6️⃣ Do Site Visit at Peak Hours

Traffic, noise, commute — sab realty tab pata chalta hai.

7️⃣ Compare 2–3 Projects

Only one project dekhkar final mat karo.

8️⃣ Understand Hidden Costs

• GST
• Stamp duty
• Maintenance
• Parking
• Floor rise charges

9️⃣ Check Possession Timeline

Under-construction me late delivery ka risk hota hai.

🔟 Negotiate Smartly

Ask for:
✔ Floor rise waiver
✔ Free modular kitchen
✔ Waived maintenance
✔ Discount on parking